Teladoc becomes NCQA Certified

Insight Insurance Services has been offering their Freshbenies program for some time now. This easy-to-use card offers an individual the following benefits:

· Telehealth

· Medical Health Advisor

· Medical Bill Saver

· Dental

· Vision

· Pharmacy

· Safe Identity

· Legal Savings

· Roadside Assistance

Recently, there have been new developments to the first benefit listed- the Teladoc service. This service gives an individual 24/7/365 access to a national network of U.S. board-certified doctors who can resolve many of your medical issues over the phone, or online video consultations. It's quality healthcare, when and where you need it, at a price you can afford. Telehealth doctors can even diagnose, treat and prescribe medication!

Teledoc has just announced that they are the first & only telehealth company

in the U.S. to have a provider credentialing process that is certified by the National Committee for Quality Assurance (NCQA). This means that Teladoc has very strict standards for managing their physician network. Their physicians must be U.S. board-certified, licensed, and “highly seasoned” with an average of 15 years of practice experience. Teladoc’s commitment to providing top-quality care earned them a score of 100% from the NCQA. For a look at their current quality criteria, click here.

Telehealth is a fairly new concept, but so far Teladoc has set the standards in the industry. They are the only program that has certified, U.S. based doctors that are available 24/7. Typically, other telehealth programs offer a similar service, but with nurse practitioners.

If you would like to learn more about this service, please visit Insight Insurance Services or contact Dave Toeben directly at dave@look2insight.com.


© 2013 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc, Inc. and may not be used without written permission.Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7am to 9pm, 7 days a week.


Disclosures
This plan is NOT insurance.
This plan provides discounts at certain healthcare providers for medical services.
This plan does not make payments directly to the providers of medical services. Pharmacy discounts range from 10% to 85% on most medications. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act or Massachusetts M.G.L. c. 111M and 956 CMR 5.00. This discount card program contains a 30 day cancellation period. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder’s service area. Member shall receive a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after the effective date. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. MD Residents: The membership fee and one-time registration fee (minus $5.00) will be refunded if cancelled within the first 30 days and upon return of the discount card. Discount Medical Plan Organization: New Benefits, Ltd., Attn: Compliance Department, PO Box 671309 Dallas, TX 75367-1309, 800-800-7616. Website to obtain participating providers: www.mymemberportal.com. 

You're Never Fully Dressed Without a Smile

“You’re never fully dressed without a smile.” The musical Annie sends a reminder that a toothy grin is a curve that sets the world straight. Your smile is an important part of you, all the more reason to protect it with a unique dental insurance plan. Read on for a few of the top reasons to make dental insurance a priority.

The Dreaded Root Canal

As much as we would hate to have a root canal, the thought of paying for it is just as bad. A standard root canal costs anywhere from $300 to $1,000 and a crown could cost up to $1,500! Talk about sticker shock for an unavoidable procedure. Having dental coverage could mean a less painful experience (maybe not for your mouth, but for your wallet especially!) Root canals, bridges, crowns and fillings are all treatments covered by Insight’s dental insurance plan.

Orthodontics

Take a look at any junior high sports photo, and you’ll notice braces on a great majority of the team members. It seems as if it is now more uncommon to see teenagers who haven’t had some sort of care. Tin grins are also becoming more common among middle aged adults. What was once an infrequent treatment for kids & adults is now popular for millions in the United States. Orthodontic care can alleviate many problems, including headaches, jaw issues and deliver a beautiful smile, but it comes with a price. Orthodontic care can cost upwards from $4,000, depending on the price of treatment without coverage. According to the National Association of Orthodontists, it has become more common to see orthodontic care covered by insurance companies. Insight can create a unique policy for you, tailored to your own needs.

Whiter Whites

Perhaps the most important reason of all is improved dental health! With an insurance plan that covers treatment, teeth and gums will stay as healthy as possible, due to routine checkups and ensured care. With confidence that the required procedures will be covered, the peace of mind that comes with a healthy mouth is unbeatable. With two cleanings, exams and bite wings per year, keeping up on your dental health can also help detect diabetes, heart and kidney disease, certain types of cancer and osteoporosis. Oral health reflects overall health, and 90% of systemic diseases have symptoms that can manifest in the mouth.

Dental insurance is requested by individuals all of the time. Individuals of any age can receive dental insurance benefits through Insight. Unique dental plans, developed to fit your individual needs, are available and affordable. Stop by our website or give Dave a call to learn how a dental insurance plan can boost your health and have you smiling from ear to ear!

How Green is Your Grass?

Approximately 50% of all American workers are dissatisfied with their job. A recent survey revealed that only 29% of employees gave their employer benefits program a positive rating. Modern technology and Social Media (especially LinkedIn) make it easier for employees to shop around for greener pastures.

Companies which experience a high degree of employee turnover typically suffer from low employee morale and reduced productivity. Remaining employees will ask themselves (and co-workers) : Why are people leaving the company? Is the grass greener on the other side?

Employee turnover is expensive. When an employee resigns, it typically costs 150%-250% of that employee’s annual pay and benefits to recruit and train the new employee. An average new hire is 75% effective during the first 20 weeks of employment but is paid 100% salary during this time.

In order to keep the grass green and the bottom line black, employers must be PROACTIVE. The employer must strive to create and maintain a positive workplace environment. Greener grass will help retain valuable employees, attract the best and the brightest new employees and lower overall expenses.

Insight Insurance Services presents: The "Grass is Greener" Benefit Program.

​This program includes two separate benefit plans:

1. Dental Plan (Second most requested employee benefit)

Dental plans as low as $10/mo. per employee

Insight Insurance Services will conduct a FREE dental insurance audit for all employers. The businesses we work with have realized an average annual savings of $197/mo. per employee. All it takes is a brief 18 minute meeting for us to conduct your FREE dental audit.

-Choose any dentist.
-2 year rate guarantee.
-No employer contribution necessary.
-We only require 2 employees to participate.
-Orthodontics coverage for adults & children
-High Annual Maximums $5,000 a year per person.
-Stellar Claims paying service.
-No waiting periods on benefits.
-Lifetime Deductibles

2​. Vision Plan (Third most requested employee benefit)

-Group Vision Insurance down to 2 employees.
-Extremely affordable premiums and can be offered at no cost to employer.
-Premiums as low as $5 per employee per month.
-Employees receive up to $130 for frames, single, bifocal, trifocal lenses covered in full if in network.
-Lots of vision providers.
-Contacts reimbursed up to $130.
-20-30% in network savings.
-High perceived low cost benefit for employees

If you would be interested in exploring these benefit packages for your company, please contact Dave Toeben at dave@look2insight.com or submit your information here.