Take Control of Your Health Care

The Affordable Care Act (ACA) will be fully implemented January 1st, 2014. One of the main objectives of the Affordable Care Act is to make shopping and comparing health care plans easier and more transparent. The problem is that this is not exactly the case. With all of the health care changes occurring now, and in the coming year, it is more important than ever to understand which health care is the best for you.

Obama claims “if you are happy with your health care, you can keep it”. The problem with this is that the health care you have now may be much more expensive once the ACA is in place in January. In order to find the health care plan that is the best for you and your loved ones, or your small business, you should seek out an advisor. 94% of small businesses say that they need an advisor to help with the coming changes of the Affordable Care Act.

The need for an advisor not only applies to small business owners but also to individuals. An advisor can help you find the health care plan that suits your needs and is at the lowest cost to you. Dave Toeben of Insight Insurance is now providing this advisory service for no charge. Below is a testimonial from one of his clients showing how much benefit this service can truly offer.

Testimonial:

"When my husband and I received our health insurance rate increase of $160 per month we were frustrated! Since we already have a very high deductible, our insurance carrier has not paid out a penny for the years we have been with them. We knew it was time to search other insurance providers for a better rate. Neither of us was looking forward to the internet search and all the time it takes to provide our personal info, wait for quotes and then try and decipher what really is the best way for us to go.

The mailing that Dave Toeben at Insight Insurance sent to us, to offer his services, was very timely. When we called him to see what he would provide, we realized he had the access, staff and knowledge to accomplish this for us. By providing some basic info to him, within a few days he had some quotes and we set up a time to discuss them. Our decision on a new carrier was made very easy. Dave saved us a lot of time by researching his network of providers and narrowing it down for us. He completed the application process and all the administrative pieces.

I have recommended Dave to others because we find using the people who are experienced in a particular field saves us time and money."

-Dan & Karen (Sauk Rapids, MN)